Stop Using that Credit Card!!
So when I was living in NYC, I decided I needed to reinvent my closet to have alot more designer items.. However, my income did not seem to allow this, but I had this helpful little plastic card in my wallet that did.
I was speaking to another NYC friend who had the similar problem (as I assume millions of Americans do also - maybe with a different vice). We came up with a solution to stop using them for unnecessary items.. And here are a few tips for you.
1. Give your card to someone else. This way you have to explain to them why you need it and hopefully they can help talk you out of it.
2. Freeze it in a bag of water - By the time it defrosts, you’ll have had time to decide if you really needed it.
3. Put it in an envelope with your long terms goals written on the envelope. One more swipe of that card is money taken away from retirement, car, home, dream vacations, and more.
In the meantime of all this non-spending, here’s a place to get stuff for FREE: http://www.freebiesforus.com/
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